Privacy Policy

Introduction

Tarweeq Global Sukuk PCC Limited a protected cell company, incorporated in the form of a private limited company with registration number 000000706 under the laws of the Abu Dhabi Global Market with registered address 24 Sila Tower, 1 Abu Dhabi Global Market Square, Al Maryah Island, Abu Dhabi, United Arab Emirates acting in relation to any and all of its Cells ( Company or We) respects your privacy and are committed to protecting it through our compliance with this privacy policy (Policy).

This Policy describes the types of information we may collect from you or that you may provide when you visit the website www.globalsukuk.com (our Website), our practices for collecting, using, maintaining, protecting, and disclosing that information and your rights regarding your personal data.

This Policy applies to information we may collect:

• On this Website.
• In email, text, and other electronic messages between you and this Website.
• Through mobile and desktop applications you download from this Website, which provide dedicated non-browser-based interaction between you and this Website.
• When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this Policy.
It does not apply to information collected by:
• us offline or through any other means, including on any other website operated by Company or any third party (including our affiliates and subsidiaries); or
• any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Website.

Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you confirm that you understand, appreciate, and agree to the provisions this Policy, If you do not, you must immediately cease use of our Website and any services provided by us pursuant to the same.

This Policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates.

Persons under the age of 21

Our Website is not intended for persons under 21 years of age. No one under age 21 may provide any personal information to or on the Website. We do not knowingly collect personal information from children under 21. If you are under 21, do not use or provide any information on this Website or on or through any of its features/register on the Website, make any purchases through the Website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If you believe we might have any information from or about a person under 21, please contact us at [email protected].

Sensitive Personal Data

We do not seek to collect special categories of personal data (“sensitive personal data”), such as data revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union memberships or health or sex life, through this Website. Please note that, by freely providing us with any unsolicited sensitive personal data, subject to the relevant laws, you are consenting to us using the said data in conformity with this Privacy Policy.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Website, including information:

• you provide through our Website and our application and verification process (such as in completing forms and corresponding with us, and surveys), including information by which you may be personally identified, such as but not limited to name, postal address, e-mail address, and telephone number, and/ or any other information the Website collects that is defined as personal or personally identifiable information under an applicable law/any other identifier by which you may be contacted online or offline (Personal Information");
• provided on your behalf by your representatives or agents who engage with us on your behalf;
• that is about you but individually does not identify you, such as searches, key words, and geo-location, and/or
• about your internet connection, the equipment you use to access our Website and usage details.
• We collect this information:
• Directly from you or your representatives or agents when you provide it to us.
• Automatically as you navigate through the Website. Information collected automatically may include usage details, Internet protocol (IP) addresses, and information collected through cookies, web beacons, and other tracking technologies.
• From third parties, for example, our business partners.

Information You Provide to Us . The information we collect on or through our Website may include:

• Information that you provide by filling in forms on our Website. This includes information provided at the time of registering to use our Website, subscribing to our service, posting material, or requesting further services. We may also ask you for information when you enter a contest or promotion sponsored by us, and when you report a problem with our Website.
• Records and copies of your correspondence (including email addresses), if you contact us.
• Your responses to surveys that we might ask you to complete for research purposes.
• Details of transactions you carry out through our Website and/or the platform made available through the Website, and of the fulfilment of your transactions. You may be required to provide financial information before placing an order through our Website.
• Your search queries on the Website.

You also may provide information to be published or displayed (hereinafter, Posted) on public areas of the Website, or transmitted to other users of the Website or third parties (collectively, User Contributions). Your User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages/you may set certain privacy settings for such information by logging into your account profile, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

Information We Collect Through Automatic Data Collection Technologies . As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your computer, equipment, browsing actions, and patterns, including:

• Technical details of your visits to our Website, including traffic data, location data, logs, the full Uniform Resource Locators (URL) clickstream to, through and from our Website (including date and time, and other device-specific information), web sites you visited before coming to our Website, page response times, download errors, page interaction information (such as lengths of visits to certain pages, scrolling, clicks and mouse-overs) and other communication data and the resources that you access and use on the Website.
• Information about your computer and internet connection, including your IP address, operating system and platform, and browser type.

The information we collect automatically is statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

• Estimate our audience size and usage patterns.
• Store information about your preferences, allowing us to customize our Website according to your individual interests.
• Speed up your searches.
• Recognize you when you return to our Website.

We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us.

Our Cookie Policy describes these processes in more detail.

Overseas Transfers

In order to support our business in the most efficient manner possible, we may share infrastructure and functions across our business internationally. This means that we may transfer your personal data to, or your personal data may be accessible in, any location in which we do business. If your information is transferred to or accessible in a country which is not considered by the Abu Dhabi Global Market to adequately protect personal data, we will always take steps to ensure that your information is protected and that those transfers comply with applicable privacy laws.

We may transfer your information to other countries, either for storage purposes or if we engage suppliers, sub-contractors or third party data processors who are based or have operations overseas. We will always take steps to ensure that your information is protected and that those transfers comply with applicable privacy laws.

False information and Fraud Prevention Agencies (“FPAs”)

If you give us false or inaccurate information or if we suspect or identify fraud we may record this and may also pass this information to FPAs and other organisations involved in crime and fraud prevention including law enforcement agencies.

We and other organisations may access and use this information in order to prevent fraud, money laundering or other criminal activity. We also use FPAs to screen job applicants and employees.

Please contact us if you want to receive details of the relevant fraud prevention agencies.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

• To present our Website and its contents to you.
• To provide you with information, products, or services that you request from us.
• To fulfil any other purpose for which you provide it, including to open accounts with us and to manage and maintain those accounts, and to verify your identity and other information you have provided to us.
• To provide you with notices about your account and/or subscription,, including without limitation, expiration and renewal notices;
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
• To respond to customer or other inquiries by you.
• To send you service-related communications.
• To notify you about changes to our Website or any products or services we offer or provide though it.
• To allow you to participate in interactive features on our Website.
• To inform you of market developments and activity and of changes to our products and services.
• To develop and improve our services, products and business, including without limitation, analysing and improving our customer service offering.
• To carry out mandatory or other regulatory checks.
• To comply with our legal and regulatory obligations.
• To carry out statistical analysis and market testing.
• For the prevention and detection of fraud or other illegal or criminal activity.
• In any other way we may describe when you provide the information.
• For any other purpose with your consent.

We may also use your information to contact you about our own and third-parties goods and services that may be of interest to you.

We may use the information we have collected from you to enable us to display advertisements to our advertisers' target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.

Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may, particularly in relation to investors, be given sensitive personal information (such as criminal records). Where relevant, we will hold and process this data to allow us to make decisions about you and your accounts with us or with which you are connected. This may involve us sharing your sensitive personal information with your agents. We will process sensitive personal information only in accordance with the requirements of applicable privacy laws.

We may disclose personal information that we collect or you provide as described in this privacy policy:

• To our subsidiaries and affiliates.
• To contractors, suppliers, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by the Company about our Website users is among the assets transferred.
• To fulfill the purpose for which you provide it.
• For any other purpose disclosed by us when you provide the information.
• To any other person with your consent.
• We may also disclose your personal information:
• To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
• To enforce or apply our Website’s terms of use, our platform’s terms of use, and/or other agreements, including for billing and collection purposes.
• If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

• Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe's website. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.
• Disclosure of Your Information for Third-Party Advertising. If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you can opt-out by checking the relevant box located on the form on which we collect your data (the order form/registration form) You can also always opt-out by logging into the Website and adjusting your user preferences in your account profile by checking or unchecking the relevant boxes or by sending us an email stating your request to [email protected].
• Promotional Offers from the Company. If you do not wish to have your email address/contact information used by the Company to promote our own or third parties' products or services, you can opt-out by checking the relevant box located on the form on which we collect your data (the order form/registration form) or at any other time by logging into the Website and adjusting your user preferences in your account profile by checking or unchecking the relevant boxes or by sending us an email stating your request to [email protected] If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions.
• Targeted Advertising. If you do not want us to use information that we collect or that you provide to us to deliver advertisements according to our advertisers' target-audience preferences, you can opt-out by sending us an email stating your request to [email protected].

We do not control third parties' collection or use of your information to serve interest-based advertising. However these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from an advertiser through the respective advertiser’s website, where available.

Accessing and Correcting Your Information

You can review and change your personal information by logging into the Website and visiting your account profile page.

You may also send us an email at [email protected] to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

If you delete your User Contributions from the Website, copies of your User Contributions may remain viewable in cached and archived pages, or might have been copied or stored by other Website users. Proper access and use of information provided on the Website, including User Contributions, is governed by our Website terms of use [link to be inserted].

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment transactions and information relating or connected with the same will be encrypted using, among other things, SSL technology, and the security technology used by the payment gateway service provider, if any.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the Website like message boards, if any. The information you share in public areas may be viewed by any user of the Website.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website. We accept no liability if communications are intercepted by third parties or incorrectly delivered or not delivered.

You also have a responsibility to ensure that your information is kept secure. If you have an account with us, you must;

• Keep your login details secret;
• Log out of your account when not using it;
• Maintain good Internet security; and
• Tell us immediately if you think your account has been compromised.

Changes to Our Privacy Policy

It is our policy to post any changes we make to this Policy on this page with a notice that this Policy has been updated on the Website home page. If we make material changes to how we treat our users' personal information, we will notify you by email to the primary email address specified in your account and/or through a notice on the Website home page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes.

Contact Information

To ask questions or comment about this Policy and our privacy practices, contact us at:

[email protected]

or via our telephone number:

+ 971 2 694 8527.